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Monday, 17 October 2016

How To Apply For The Lagos State Housing Scheme

The Rent – To – Own is a new policy introduced by the governor of Lagos State to make housing more readily available and affordable for Lagosians. In this system, a prospective buyer makes a 5% down payment, takes possession of the property and pays up the remaining balance as rent towards the ownership of the property over a period of 10 years

ELIGIBILITY CRITERIA

1. Applicant must be primarily resident in Lagos State and will be required to submit a copy of their Lagos State Residents Registration Card.

2. Applicant must be a First Time Buyer

3. Applicant must be 21 years Old and above.

4. Only tax compliant will be eligible under the Lagos State Rent To Own policy and must provide the proof of tax payment.

5. Applicant must be able to make the 5% commitment fee payment.

6. Applicant must pass the Affordability Test and not more than, 33% Of the monthly income as repayment.

APPLICATION AND SUBMISSION:

1. Go to the following locations to pick up the forms: Lagos State Mortgage Board (LagosHOMS) Office; LBIC Building, Ground Floor, Plot 1, Assbifi Road, CBD, Alausa, Ikeja, Lagos), or  Ministry of Housing, OR Download the form online.

2. Make payment of N10,000 at the specified bank. Complete the application form in accordance with the instructions.

3. Submit application form with the payment receipt and copies of all necessary supporting documents in person at Lagos State Mortgage Board (LagosHOMS) Office; LBIC Building, Ground Floor, Plot 1, Assbifi Road, CBD, Alausa, Ikeja, Lagos) OR submit online!

Good luck!!

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