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4 Oct 2016

A new way of banking, Discover the charge-free current account

Banks offer different types of accounts to meet the needs of different people, young and old.
One account that is not commonly used by those qualified for it is a zero-charge current account
Certainly, many depositors are sick and tired of the ridiculous charges by banks regularly deducted from their accounts.
Unfortunately, they cannot do anything about it unless they qualify for the zero-charge current account, which is basically for the senior citizens.
This allows a person, not less than 60 years, to open and operate a bank account that will attract no charges on their transactions.
The same documents required to open a conventional current account are also needed for this type of account.
The documents include a means of identification; a utility bill or an evidence of residential area; and the signature of a witness.
It is also a way of encouraging old citizens to have personal accounts which can be operated from any bank nationwide.
The following are some of the benefits of the zero-charge current account:
Free account: The account will be operated without any deduction or commission on turnover.
Minimum balance: Unlike most accounts that require a certain balance to open and maintain, this does not require a minimum balance to operate.
Free Automated Teller Machine card: You can get your ATM cards free and replace them when they expire.
Preferential treatment: You will get preferential treatment when you visit the banking hall and you do not have to stand in the long queue to get attended to.
Online transactions: The account holder will be allowed to have access to other electronic means of making transactions just like other accounts.
Free chequebook: You do not pay to get a chequebook unlike other current account holders.
Free SMS: If you are applying for SMS alert, your bank will notify you of every transaction without deducting charges from your account.
ATM usage: You will not be charged for using your card at any ATM in Nigeria and abroad.
One of the things a person who qualifies for this type of account should consider is the proximity of the bank to his residential area.
This is to make it easy for the person to access the bank anytime. This is because most elderly people are not conversant with the electronic means of transaction and may prefer to go directly to the bank.
Children can also open this account for their parents; it will enable them to be managers of their money.
Just like the normal current account, the zero-charge account is easy and convenient to operate.
Source PUNCH.

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